Don’t Let Your Benefits Expire
The Experts At DiNapoli Opticians Can Help!
With the end of the year fast approaching, it’s the perfect time to make sure you’re maximizing your vision insurance benefits before they expire.
What does “use it or lose it” mean?
In most cases, vision insurance and FSAs don’t carry over unused benefits, which means you lose the opportunity to use these funds if you don’t act by the end of the year. Here’s a breakdown of what “use it or lose it” means:
- Flexible Spending Accounts (FSAs): FSAs allow you to set aside pre-tax dollars to pay for medical expenses, including vision care services. However, most FSA funds expire at the end of the year if not used, so it’s essential to use them now to avoid forfeiting those dollars.
- Vision Insurance Coverage: Many vision insurance plans cover at least one comprehensive eye exam each year and may also provide discounts or contributions toward contact lens exams and designer eyeglasses and frames. These benefits generally reset on January 1, so it’s smart to use them now to save on essential eye care.
How Can I Use My Benefits?
To make the most of your benefits, consider scheduling these important eye care services before year-end:
- Comprehensive Eye Exam: An annual comprehensive eye exam is essential for monitoring vision and detecting any potential eye health issues early. If it’s been over a year since your last exam, be sure to schedule your comprehensive eye exam while we still have appointment availability!
- Contact Lens Exam and Fitting: If you’re a contact lens wearer or considering switching to contacts, this is the perfect time to make sure you are stocked up on your annual supply of contact lenses, or even try contact lenses for the first time.
- Prescription Eyewear and Designer Frames: Who couldn’t use a style refresh heading into the new year? Now’s the time to invest in a pair of designer eyeglasses! Your benefits can make high-quality frames more affordable, allowing you to enjoy both functionality and style without breaking the bank.
